Banana Chocolate Chip Cupcakes

1 box yellow cake mix
3 very ripe bananas (abt. 1 1/2 C)
1/2 C water
1/4 C margarine or butter, softened
3 large eggs
1 tsp. vanilla extract
1 C chocolate chips (mini or regular)

Preheat oven to 375
Mix everything but the chocolate chips for three minutes. Stir in the chocolate chips. Bake for 18-22 minutes. Makes 24 cupcakes.

VARIATIONS
Carrot cake cupcakes: Change the bananas to grated carrots, either use a spice cake mix or add 2 tsp. cinnamon and 1/2 tsp. nutmeg (or 1 C cinnamon chips and omit chocolate chips) to the yellow cake mix. The chocolate chips are optional.

These are great with or without cream cheese frosting.